Sofla.
South Florida Home Lending

Your home
is waiting.

Pre-qualify in 3 minutes. Know your budget, find your loan program, and get the keys to the home your family deserves.

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Trusted by 200+ families across South Florida

Beautiful South Florida home

AI Qualification Score

94/100Qualified โœ“

Best match: FHA 30-year fixed

Happy family in their new home

๐Ÿก Home Achieved

South Florida home exterior

Qualify in

3 min โšก

Built for how mortgages actually work

From first question to closed deal. Every step covered for borrowers, realtors, and lenders.

Pre-qualify borrowers in under 3 minutes

Eleven targeted questions. A real score. You walk away knowing your best loan program and exactly which documents to gather. No wasted calls. No surprises later.

Try it now
Qualification ProgressQuestion 8 of 11

Current Question

What is your estimated annual income?

Under $50K
$50K - $100K
$100K - $200K
$200K+
Preliminary Score: High

Real families. Real results.

From first-time buyers to seasoned investors โ€” South Florida families trust Sofla to find their path home.

The Martinez family

โ€œQualified in 4 minutes. Closed 30 days later.โ€

The Martinez family ยท Miami, FL

The Johnson family

โ€œWe finally understood all our options โ€” no confusing phone calls.โ€

The Johnson family ยท Coral Gables, FL

The Patel family

โ€œThe AI matched us to a loan program we didn't even know existed.โ€

The Patel family ยท Boca Raton, FL

3 min

Avg qualification time

From first question to full AI score

9

Loan programs

FHA to Foreign National โ€” every borrower covered

200+

Families helped

South Florida homeowners guided this year

Built for both sides of the deal

Borrowers know their options before they pick up the phone. Realtors get buyers who are ready to move.

For Borrowers

Know your options before you call a lender.

Answer a few questions and get a real pre-qualification score, your best loan match, and the exact document list for that program. No phone calls to get started.

Start Qualification
For Realtors

Free listings. Buyers who are ready to move.

List your properties at no cost and receive buyers who are already pre-qualified. You see their loan program, score, and budget before you connect. You pay only when a deal closes.

Join as Realtor
Every Program

Every loan type. One platform.

FHA, Conventional, Jumbo, Foreign National, Bank Statement, DSCR, Construction, Fix and Flip, Reverse Mortgage. Every borrower gets matched to the right program automatically. No wasted applications.

See Programs

Every Loan Program. One Platform.

From first-time buyers to portfolio investors. Every borrower gets matched to the program they actually qualify for.

FHA

First-time buyer loans

Conventional

Standard conforming loans

Jumbo

High-value property loans

DSCR

No employment income required

Bank Statement

Self-employed borrowers

Construction

100% financing available

Foreign National

Non-US citizen mortgages

Fix and Flip

Short-term investor loans

Reverse Mortgage

Home equity for 62+

Your home story
starts here.

Pre-qualify in minutes, get matched to the right program, and connect with a realtor who knows your market.

3-minute qualification
All loan types covered
South Florida specialists
AI-matched loan lanes