AI-Powered Borrower Qualification
11 questions. 3 minutes. A full qualification score, loan match, and document checklist — before the borrower ever speaks to a loan officer.
What the Engine Does
Four capabilities working together to eliminate manual pre-qualification.
Score Engine
Proprietary algorithm analyzes 11 borrower data points to generate a qualification score from 0-100, factoring in income stability, credit profile, and debt ratios.
Red Flag Detection
Catches issues early — undisclosed liabilities, employment gaps, income inconsistencies, and property red flags — before they derail underwriting.
Loan Lane Routing
Automatically determines which of 7 loan programs the borrower qualifies for — FHA, Conventional, Jumbo, Foreign National, Bank Statement, Fix & Flip, or Reverse Mortgage.
Document Generation
Produces a tailored document checklist based on the matched loan program, so borrowers know exactly what to gather before speaking with a loan officer.
How It Works
Enter Details
Borrower answers 11 guided questions covering income, employment, assets, credit, and property goals. Takes under 3 minutes.
AI Scores & Matches
The qualification engine analyzes responses, generates a score, flags potential issues, and matches the borrower to the best-fit loan program.
Get Qualified
Borrower receives their qualification result with matched loan type, estimated terms, and a custom document checklist — ready for a lender review.
Try It Free
See how the AI qualification engine works. No credit card, no commitment.
Start Qualifying Borrowers