AI-Powered Borrower Qualification
11 questions. 3 minutes. A full qualification score, loan match, and document checklist, before the borrower ever speaks to a loan officer.
What the Engine Does
Four capabilities working together to eliminate manual pre-qualification.
Score Engine
Proprietary algorithm analyzes 11 borrower data points to generate a qualification score from 0-100, factoring in income stability, credit profile, and debt ratios.
Red Flag Detection
Catches issues early (undisclosed liabilities, employment gaps, income inconsistencies, and property red flags) before they derail underwriting.
Loan Lane Routing
Automatically determines which of 7 loan programs the borrower qualifies for: FHA, Conventional, Jumbo, Foreign National, Bank Statement, Fix & Flip, or Reverse Mortgage.
Document Generation
Produces a tailored document checklist based on the matched loan program, so borrowers know exactly what to gather before speaking with a loan officer.
How It Works
Enter Details
Borrower answers 11 guided questions covering income, employment, assets, credit, and property goals. Takes under 3 minutes.
AI Scores & Matches
The qualification engine analyzes responses, generates a score, flags potential issues, and matches the borrower to the best-fit loan program.
Get Qualified
Borrower receives their qualification result with matched loan type, estimated terms, and a custom document checklist, ready for a lender review.
Try It Free
See how the AI qualification engine works. No credit card, no commitment.
Start Qualifying Borrowers