Loan documents
Your documents go directly to your loan expert's firm
Sofla helps you explore loan programs and start pre-qualification. When you are ready to continue, your loan expert will tell you what documents are needed and provide their firm's secure upload link. Sofla no longer accepts new loan document uploads.
How it works
Start on Sofla
Use the preliminary qualification flow to share your goals and see possible loan programs.
Speak with a loan expert
A licensed loan expert reviews your situation and confirms which documents your application requires.
Use the firm’s secure link
Your loan expert gives you an approved upload link. Your files go to the lending firm, not Sofla.
Do not send financial or identity documents through Sofla AI chat or ordinary email. If you have not received an upload link, contact your loan expert before sending files.
Documents you may be asked to prepare
These are examples, not a request to upload. Your loan expert will give you the exact list for your loan.
FHA
- Government-issued ID
- Recent pay stubs
- W-2s
- Recent bank statements
Conventional
- Government-issued ID
- Recent pay stubs
- W-2s
- Asset documentation
Bank Statement
- Government-issued ID
- Bank statements
- Business documentation
- Profit and loss statement
Foreign National
- Passport
- Visa documentation if applicable
- Credit references
- Proof of funds
Start with your loan options
Your loan expert will guide the document step when it is time.
Explore loan programs