Sofla.
Core Platform

Automated Document Checklists

Each loan program requires different documentation. Sofla generates a precise checklist the moment a borrower is matched, eliminating back-and-forth and missing paperwork.

How It Works

The document engine is tied directly to the loan matching result. Different loan type, different checklist.

1

Borrower Qualifies

AI qualification determines the best-fit loan program for the borrower.

2

Checklist Generated

A program-specific document checklist is created instantly, tailored to the borrower profile.

3

Track & Collect

Borrower and loan officer see the same checklist. Items are marked as received, pending, or flagged.

Sample Checklists by Program

FHA

  • Government-issued ID
  • Pay stubs (last 30 days)
  • W-2s (last 2 years)
  • Bank statements (last 2 months)
  • Tax returns (if self-employed)

Conventional

  • Government-issued ID
  • Pay stubs (last 30 days)
  • W-2s (last 2 years)
  • Bank statements (last 2 months)
  • Gift letter (if using gift funds)

Bank Statement

  • Government-issued ID
  • Bank statements (12-24 months)
  • Business license or CPA letter
  • Profit & loss statement
  • Asset documentation

Foreign National

  • Valid passport
  • Visa documentation
  • Foreign credit report or trade references
  • Bank statements (foreign or US)
  • Proof of funds for down payment

Why Automated Checklists Matter

Fewer Conditions

Borrowers submit the right documents from day one, reducing underwriting conditions by up to 40%.

Faster Closings

No more emailing back and forth for missing items. The checklist keeps everyone aligned.

Reduced Fallout

Deals stall when documents are incomplete. Automated tracking keeps the pipeline moving.

Stop Chasing Documents

Let the platform generate and track what you need, automatically.

Get Started Free