Commercial Loans
Nationwide streamlined financing for commercial and investment residential properties
Our commercial loan program offers fast financing for investors and business owners without the rates and fees of hard money. No tax returns or income statements required — ideal for borrowers who don't fit traditional bank models but need competitive terms and a real underwriting process.
Who This Is For
Investors purchasing or refinancing commercial properties who cannot qualify at a traditional bank
Real estate investors looking for better terms than hard money without full income documentation
Business owners financing mixed-use or commercial investment properties
Borrowers who need loan amounts from $75,000 up to $5,000,000
Requirements
How Sofla Helps
Our AI qualification engine handles the heavy lifting so you can focus on closing.
AI qualification matches commercial borrowers to the right program based on property type, loan size, and credit profile
No-income-doc path identified automatically for eligible borrowers — no tax return collection needed
Loan size and LTV analysis flags deals that fit within the $75K–$5MM window
Connects investors to lenders specializing in commercial and investment residential properties
Get Qualified for Commercial Loans
A few questions. A real score. The exact document list for your loan type.
Start Qualification