Construction Loans
Up to 100% construction financing. Build without tying up your capital.
Our construction loan program provides full financing for residential and investment property builds. You can break ground without depleting your capital reserves. Funds are released in draws as construction milestones are completed. Available nationwide.
Who This Is For
Buyers who want to build a custom primary residence from the ground up
Investors developing new construction for rental or resale
Borrowers who own land and need financing for the build only
Builders and developers looking for a single-close construction-to-permanent solution
Requirements
How Sofla Helps
Our AI qualification engine handles the heavy lifting so you can focus on closing.
Qualification engine evaluates credit, assets, and project scope to determine construction loan eligibility
Identifies whether a construction-to-permanent or standalone construction loan fits your situation better
Document checklist covers plans, permits, contractor agreements, and draw schedule requirements
Connects you to lenders with active construction programs for your build type and budget
Get Qualified for Construction Loans
A few questions. A real score. The exact document list for your loan type.
Start Qualification