Hard Money Loans
Asset-based lending, fast capital secured by real estate
Hard money financing is generally secured by property and often used for short-term investment needs. Loan limits, credit review, fees, repayment terms and prepayment rules vary by lender and transaction. A loan professional must confirm current terms.
Who This Is For
Real estate investors who need fast access to capital without income documentation
Borrowers who do not qualify for conventional or bank financing due to income structure
Fix-and-flip investors and short-term bridge borrowers
Buyers with strong assets and equity but unconventional income
Requirements
How Sofla Helps
Our AI qualification engine handles the heavy lifting so you can focus on closing.
Collects preliminary property and financing goals for a human review
Helps you prepare questions about fees, repayment and required documentation
Connects you with a loan professional to confirm current lender options
Get Qualified for Hard Money Loans
A few questions. A real score. The exact document list for your loan type.
Start Qualification